In my opinion one is waisting their money having modern coins graded. Most proof coins from modern proof sets grade PR-69 anyway and a PR-70 coin is also becoming common. Right now it is a fad and it is starting to slow down. PR-70 coins are coming down in price for their are lots of them and people have found they have actually lost money. As for MS-69 & MS-70 coins they maybe a little rarer but are still being hyped and that will end also. If you look at the big dealer ads in Coin World and Numismatic News one can find high grade slabbed coins for around the slabbing fee. One has to wonder about so called professional graded coins, when ads show up for MS-65 wheat cents for $10 each. That is less than the slabbing fee and MS-65 is a good grade for a wheat cent. Also on modern commemorative coins some dealers have high grade slabbed ones for the same price or a couple of dollars more than the non graded one. A slabbed coin graded by a grading service is still some ones opinion. You always buy the coin not the slab.